We reviewed Upstart based on 16 data points in the categories of loan details, loan costs, eligibility and accessibility, customer experience and the application process.

2 days ago · Upstart personal loans offer a wide range of annual percentage rates (APRs). Upstart is an online loan marketplace that leverages AI to evaluate loan applications and connect borrowers with …

Upstart personal loans use alternative data to help more borrowers qualify. The company offers loans up to $75,000. Read our expert review of Upstart and compare rates.

Mar 19, 2025 · For this review, Business Insider's personal finance team compared Upstart personal loans to the best personal loans of 2025 and found it to be the top choice for borrowers with limited...

Customers consistently praise the platform's user-friendliness, noting its straightforward navigation and ease in tracking payments and balances. Consumers appreciate the company's responsiveness and …

Jan 2, 2026 · Upstart has flexible credit requirements and works with borrowers with bad or no credit. While it can be easy to qualify for a personal loan with Upstart, you may end up paying more in...

Jan 24, 2024 · Upstart reviews, contact info, rates & FAQ. Get the full story from fellow consumers' unbiased Upstart reviews.

Jan 14, 2025 · Upstart’s innovative underwriting process makes its loans accessible to most borrowers, including those with insufficient credit history. Though Upstart’s APR cap is on the higher side, the...

Dec 20, 2025 · The loan itself is fine, but since then I have received anywhere from 5 to 18 calls per day, in addition to texts and emails. I keep getting offers in the same price range as those I was...