Dr Gulzar Singh explains why the silent architecture that runs deposits, cards and payments will determine which banks stay ...

Has anybody played around with Simple Bank? I've been messing around with it a bit, and the web interface and iPhone apps are pretty slick. Setting goals seems like a neat approach to paying bills and ...

A bank traditionally performs the function of financial intermediation: collecting deposits for lending. To do that, it faces the challenge of electing good borrowers for lending. Similarly, ...